I came to the United States a little more than a decade ago knowing that I had some catching up to do when it came to building credit history. Since most people start building credit in their late teens or early twenties,

Opening a new credit card could be a good way to save money. See how I'll come out ahead after adding three cards to my wallet.

But hoarding credit-card points is sort of like stuffing cash under a mattress. While cash in the bank or stock market can earn a return that offsets inflation, credit-card points

Make the right choice for your financial future by exploring the unique advantages credit cards offer over other payment methods.