Purchase money mortgages, also known as seller financing, are a way to purchase a home when you can’t qualify for standard ...

FHA UFMIP might seem like a large expense with no benefit. But here's how it can make you a homeowner decades sooner.

You don't need perfect credit for a USDA loan. Here's how low your credit can be and still be considered for approval.

The USDA renovation loan can help you purchase a home and make repairs to a fixer-upper all with one zero-down loan.

FHA loans typically cost borrowers 3 to 6% of the loan amount in fees. Learn how much FHA closing costs are, who pays them, ...

The USDA loan is the only major zero-down mortgage available to non-military homebuyers. While advantageous in lots of ways, ...

Home inspections are one of the most important things you can do when purchasing a new home. But, they come with a price tag.

Those who can't quite qualify for an FHA loan can get the help of a co-borrower who won't be living in the home. But it comes ...

Americans fear housing bubbles for good reason: the last bubble nearly unraveled the global economy. Are we in another one or ...

USDA lenders consider front-end and back-end DTI when determining your creditworthiness. Learn about DTI and what it means ...

Sean Bryant is a Denver-based freelance writer specializing in personal finance, credit cards, and real estate. With more than 15 years of writing experience, his work has appeared in many of the ...